“Debt can't be solved by not talking about it. The sooner someone reaches out, the more options they have left.”
Daniel WimmerFinancial Rehabilitation
Financial and debt advice
debt has a way out.we'll help you find it
Debt, enforcement or repayments that have got out of hand? We help make sense of the debts, sort out the budget and, when needed, prepare for insolvency. Discreetly and free for employees.
more than 200,000 employees in Czechia and Slovakia can turn to our financial advice
financial advice, that tackles enforcement
53 min
on average until a coordinator gets back after a request is sent
24/7
help can be requested any time, even at night and at weekends
24/7
help can be requested any time, even at night and at weekends
200k
employees in Czechia and Slovakia have dobrokruh at their disposal
200k
employees in Czechia and Slovakia have dobrokruh at their disposal
99.8 %
of people would recommend the program
99.8 %
of people would recommend the program
plus two numbers from Europe
29 %
of EU employees say work causes or worsens their stress, depression or anxiety.
EU-OSHA, OSH Pulse 2025
€100 bn
is what work-related depression costs Europe every year.
ETUI study estimate, 2025
from a bailiff's letter to a plan for what's next
1 / 3
Your colleague reaches out in time
Looming enforcement, repayments they can't keep up with or a budget that doesn't add up. They ask in the app, on the website or by phone, any time. No need to explain anything to anyone at work.
A specialist reviews the debts and proposes a plan
Your colleague has a plan, you have peace of mind
- 1
Your colleague reaches out in time
Looming enforcement, repayments they can't keep up with or a budget that doesn't add up. They ask in the app, on the website or by phone, any time. No need to explain anything to anyone at work.
- 2
A specialist reviews the debts and proposes a plan
They go through the debts and the budget together and propose a way forward. When needed, they work with a law firm to stop enforcement or file for insolvency.
- 3
Your colleague has a plan, you have peace of mind
Once people know what to do next, they stop dealing with debt during working hours and late at night. Every month you receive aggregated, anonymous numbers, never names.
with us, you are in good hands
Mgr. Martin OndroušekLegal Advisor
Mgr. Ing. David VeselýLegal Advisor
“With debt enforcement and insolvency, weeks matter. That's why we take every request to the law firm right away, not once they pile up.”
Mgr. Martin OndroušekLegal Advisor
JUDr. Eva RevilákováLegal Advisor
Daniel WimmerFinancial Rehabilitation
“Financial recovery isn't just about numbers. It's about letting a person focus on work and family again.”
Mgr. Ing. David VeselýLegal Advisor
Ľuboslava ŠvajkováAssistant Program Coordinator
what financial help brings for you and your people
You know where to focus prevention
Every month you know what's weighing on people. No names, just numbers you can act on.
- PsychologyStress, relationships, anxiety46 %
- LegalFamily, housing, debt28 %
- FinanceBudget, enforcement17 %
Help doesn't end with the workday
A request can be sent any time, and a coordinator gets back in the evening, at weekends and on public holidays too. Your people have someone to turn to even when HR is off.
24/7
40+
One program, a whole team of experts
Psychologists, lawyers, financial advisers and vets in one place. The company doesn't have to piece care together from several different benefits and vendors.
Sensitive situations stay outside HR
The employee communicates directly with us. The company does not see who reached out or what they are dealing with, and HR doesn't have to step into situations that aren't its place.
want this help for your people too?
It's part of the full assistance program. We'll show you around in 30 minutes.
Someone from our team will get back to you within one business day.